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Both parties continue to have access to joint bank and credit accounts, and both remain liable for any debt, unless they have made a written stipulated agreement regarding these issues, or there is an order of the court.The parties cannot legally remarry until a formal divorce is obtained.Some insurance companies end spousal coverage once a legal separation has been ordered.In many jurisdictions, a legal separation does not contain the same automatic stay prohibiting the sale of marital property or engaging in debt. Marital property often becomes muddled during a period of legal separation, the parties losing track of certain items, or some items being sold or transferred without the other’s consent.Gives the couple the opportunity to work on their marriage, or the ability to work out financial issues, such as paying large debts, managing ownership of real property, and child support or alimony.
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Gives the couple time to improve their financial situation before seeking a divorce.Allows one spouse to continue receiving coverage under the other’s insurance policy.Allows one party to continue receiving benefits from the other’s pension or social security.Allows one or both parties to adhere to their religious or ethical beliefs.Separating may allow them to keep the family home without putting an added financial burden on one spouse or the other. If a couple has a joint mortgage, selling might not be in the best interest of either spouse. If a couple is close to the 10-year mark, they may decide to separate, but hold off on filing divorce until that period is up. When a couple has been married 10 years or longer, a spouse can receive a portion of the other spouse’s social security or pension benefits. A couple may separate, but remain married in order to take advantage of certain tax benefits, such as credits and deductions. If one spouse has difficulty obtaining insurance, and is covered by the other spouse’s health insurance, the couple may separate in order to maintain coverage as a married couple.